Conditions and price are crucial with love in the hospital most people go. But when serious illness the majority of patients wishes an accommodation in the double room and the right to a chief physician treatment. For this, patients however need a private additional insurance for the hospital. Otherwise an accommodation in a dormitory and a treatment carried out by default each on-duty doctor. However some important criteria should be considered when choosing the right hospital insurance because some key differences include individual rates not only in price but also in the small print.
It starts in the fare calculation: some insurers offer policies without ageing provisions. As a result, These tariffs are particularly cheap at conclusion of the contract, on this but have been steadily rising. Tariffs with ageing provisions the insurer lays back some money for later at a young age and financed the significantly higher expenditure thus aged statistically. The performance limits are an essential aspect of the second. Most insurers reimburse expenses up to the maximum rates of fees for doctors. Very good tariffs also pay about difficult operations need to be performed by specialists.
Then of course, tariffs, where the insurer would refund the cost above the fees for doctors are better. Meanwhile many perform operations even as an outpatient at the hospital. These include operations on the eye cataracts or meniscus surgery, about the removal of varicose veins. Who has a hospital insurance, wishing mostly that, also in outpatient operations, chief physician performs the operation. In practice these costs would not take over but the majority of German insurers. Therefore you should look for when taking out additional insurance also, that the insurer shall assume the costs for the private doctor out-patient operations in the hospital. Many insurers assume any cost for the forward and after stationary treatment around a hospital stay. Very good rates, however, reimburse the remaining costs, which are related to the actual inpatient stay. The differences in the individual conditions of insurance of various providers are therefore enormous. Krankenzusatzversicherung.young insurance.de are a tariff Finder for the supplementary health insurance with the ability to enter online different condition criteria and calculated appropriate offers on the website. Bergische insurance broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Bogdan Kalid image source: Yuri Arcurs / fotolia.com corporate information: company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de, the company has specially on the Specialized needs of private individuals and professionals would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With one individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.