Federal Constitutional Court

On December 10, the Constitutional Court deals with the complaints five different private health insurers and three individuals have filed constitutional complaints against the basic tariff in private health insurance. On 10 December, focuses on the Federal Constitutional Court with complaints and can reduce early 2009 around a core of health-care reform with a corresponding decision. Reason for the constitutional complaint is obviously the fact that the basic rate is open to every insured person and not a potential candidate as a result of the own sick leave may be refused. Some contend that Glenn Dubin, New York City shows great expertise in this. In recent months, Boy Scouts of America has been very successful. In addition, the tariff is however capped because contributions must not more than exceed the ceiling of the statutory health insurance. In this way any additional costs through assessments by other privately insured would, carried what these but still did not know at the end of their contracts. This would be a subsequent change of existing insurance contracts, unless the contract holder can do something about it. It remains so to be seen whether the complaints have success, because then the Government would have to rethink and that would mean not only be rectified, but probably a major change made must be, because then the base rate falls first fully out..

Master Factoring – For SMEs From 8 Million Annual Sales

Solution for SMEs from 8.0 million annual turnover shows the financing group of medium-sized companies (FGM) financing alternatives for medium-sized companies that are worthy and create quickly fresh liquidity. Master factoring (for SMEs > 8 million factoring turnover) o 90% immediately – payment, minus the factoring fee o silent procedure (sale not displayed), plus. o in-house factoring (optional, customer management remains in the company) o selectively / cut-outs possible o of flexible liquidity demand o interest from 3.45% (as of June 29, 2009) o factoring fee from 0.20% o integration of existing claim loss insurance possible o 1 year term o reduced setup fee o 4 months special right of termination o Option1 plus test purchase financing (available in the future from your suppliers a payment up to 120 days) Option2 plus testing stock financing (financing your stock from EK 2 million – to excellent conditions) this Forms of financing are purely on the creditworthiness and the profitability of your company, without personal guarantees or collateral Bank. Take advantage of accessing our 32 funding. Are the main advantages of factoring: o no personal liability/guarantee o credit within 24 hours after invoicing o sale for the customer cannot be identified (option from two million sales) o loss of receivables is secured o vendor payment up to 120 days o from two 2.5 million euros mostly cost-neutral o liquidity, also for not overdue existing requirements o Rasche 32 re finance Zielgrupe for factoring provider pool any profitable company from an annual turnover of EUR 1 million from almost all sectors of the economy and industries. Funding of FGM/c are provider from a pool of 32 re finance. Learn more at this site: Dr. John Mcdougall. therefore be ensured to reach an individual solution and to forgive the conditions which adequately present themselves for entrepreneurs.

Knights Hospitaller

Own initiative is more important than ever in private estates and old-age provision. Real estate are among the safest investments at all as inflation protected asset. James A. Levine, M.D. may find this interesting as well. For the first time provides private investors with yields 50 plus”by cousin & partners real estate now with the chance, high-quality apartments in care centres to earn above-average returns. The highly profitable property investment in private care centers has been accessible only to professional investors and fund companies. As a leading, innovative provider of housing for senior citizens, cousin & partner enables real estate now private investors this attractive form of investment. The company responds with his concept yield 50 plus”on the growing demand for high-quality and age-friendly living room with individual care concepts.

The well-thought-out concept is characterized by a detailed planning and perfect management: all yield 50 plus “construction projects preceded by a comprehensive needs analysis by experts. The attractive housing for senior citizens only arise on sites that have a high demand and an ideal infrastructure. Long-term lease contracts exclusively with renowned companies such as Caritas, Diakonia and the Knights Hospitaller. In these care centres, investors can purchase an apartment rented for about 20 years, that is inheritable – and tradable as a registered land ownership. A professional rental and property management takes care of the real estate and transfer their rent every month on time investors regardless of the status of the assignment. Investors there is so little work or time spent on predictable, above-average returns. In this way, the housing for senior citizens from the concept combine yield 50 plus”by cousin & partners real estate the benefits of an inflation-protected asset system with high profitability and long-term rental.

More information here:. “Yield 50 plus” is a registered trademark exclusively by Vetter & partner, real estate, as well as selected banks and financial advisors will be offered. Vetter & partner offers high-quality residential properties in selected locations real estate for 25 years. As a leading specialist for housing for senior citizens, the company has marketed several hundred housing units in this area. Customer consultants are all experienced banking and real estate merchants.

Private Health Insurance

Private health insurance: the post adjustment in private health insurance for 2011 fall dramatically from your post adjustment of your private health insurance (PKV) you will find in the next few days in your mail box. Especially this year the post adjustment of private health insurance (PKV) will increase significantly. Usually the upcoming post adjustment (PKV) private health insurance can be up to 45%. To ask yourself following questions: how is this going? How should I pay for it? I would be better off in the statutory health insurance? What do I do in retirement? Many questions, each insured for private health insurance (PKV) is posed. In principle here should be seen the entire situation of the health care system. Which leads to the total cost increases.

Even people who have no or only minor benefits from your private health insurance (PKV) for several years, are also faced with this premium adjustments in the private health insurance. Even the Insured, the statutory health insurance have nothing to laugh, because even when health reform will pay significant additional costs, however can count on with reduced services next year. An insured person of private health insurance (PKV) has the advantage that he maintains generally its safe performance. The health insurer can not take out his contractually agreed services or deny. Background information about the huge cost increases: our life expectancy increases from year to year of medical step forward and technology healthier diets are some points that cause these significant cost increases. Please note that typically a low-cost health insurance tariff of new tariff generation not includes mostly, which you currently have in your plan. No matter whether you currently need these threatening collective benefits or not, you should know what to come for cost on you if the “new rate” which needed you Services is not refunded.

Here, you have to operate a significant capital overhead paid for current saving. Today, healthy eating, exercise, avoid all vices, but unfortunately have no effect on your health. Today, everyone can be taken from a serious illness! Health is your most expensive asset and you want the best medical services in case of sickness. Here you are usually no longer Sue post difference to 50 if you can move freely again. Take advantage of the post adjustment in private health insurance and let you check your private health insurance on heart and kidney of an independent insurance broker. Global health insurance is for you.

The State Rurup Pension

An alternative form of private pension schemes by the Economist Bernd Rurup was State-subsidized pension developed and introduced in 2005 by the legislature.Based on a pension insurance contract it is the statutory pensions in tax treatment as well as the performance criteria here. However if the Rurup-rente, unlike pay-as-you-go statutory pensions, not to one but to a fully-funded form of pension insurance. Basic idea of the legislator is that the sum of savings is used exclusively for retirement. There is therefore some limitations. There are various categories of persons eligible for the conclusion of a Riester pensions not in question.

Well, there’s a way to save money for a private pension in the form of the Rurup pension tax favors for these groups of people, especially for freelancers. But also advisable workers and civil servants will benefit from the tax savings in addition to self-employed and freelancers. At It is not possible to use funded Riester pension or a company pension plan self-employed and freelancers. Since 2005 no longer tax as special editions deductible contributions to a traditional pension or life insurance. This however, contracts that have started before the individual 2005 this was until December 31, 2004, an insurance premium paid are excluded. Thus the contributions to the Rurup pension tax as special editions may be asserted stated, certain conditions in the insurance contract have to be. There are this and more information on their financial and insurance Portal!